For Home Buyers
DID YOU KNOW?
When you work with a Buyers Representative on a real estate transaction, that you don't pay a dime for their services?
It's true...when you let a buyers agent represent you when you are buying a home, the money paid to the buyer agent's brokerage, is paid BY THE SELLER. You will have professional representation looking out for your interests, and the buyers agents service is free of charge to you.
Make sure that the agent you select works tirelessly to represent you. Be sure that agent communicates and goes over the entire contract with you, and clearly explains all the steps in the transaction to you. This agent will also help you in locating financing for your needs, help you find vendors such as home inspectors/pest inspectors/repair contractors/HVAC professionals to help you make decisions during the home buying process. They will competently and gently guide you toward the end of the transaction. Where else can you get professional representation service provided to you for FREE?
I AM AN ACCREDITED BUYERS REPRESENTATIVE (ABR). I REPRESENT YOUR INTERESTS IN A REAL ESTATE TRANSACTION.
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. I am an accredited Buyers Representative...it is my speciality. My services and experience range from financial aid counseling to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why. My personal motto is:
"Service to my clients today is my reputation tommorow..."
Call me today, and let me prove to you why I live by this statement!
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Help find the answers to all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
